Privacy Policy

Dasar Privasi — Kemas kini terakhir: April 2026

What We Collect / Apa Yang Kami Kumpul

• Calculator inputs — staff count, commute distance, bills, etc. Used to generate your savings estimate.
• Email address — only if you choose to download the PDF report.
• WhatsApp number — only if you subscribe to monthly tracking tips.
• Usage data — anonymised IP hash, browser type, UTM parameters. No cookies or trackers.

How We Use It / Bagaimana Kami Guna

• Generate your personalised savings report (PDF).
• Send monthly savings tips if you subscribed (WhatsApp only).
• Aggregate statistics to improve the calculator (no individual data shared).

What We Don't Do / Apa Yang Kami Tidak Buat

• We do not sell, rent, or share your data with third parties.
• We do not use cookies, tracking pixels, or advertising scripts.
• We do not store passwords or payment information.

Data Storage / Penyimpanan Data

Data is stored locally on servers in Malaysia. IP addresses are hashed (one-way) and cannot be reversed to identify you.

Personal Inflation Calculator (/cpi) / Kalkulator Inflasi Peribadi

Spend amounts you enter in the personal inflation calculator are not stored. Calculation runs in-memory, the result is returned, and your inputs are discarded as soon as the response is sent.

What we DO log for each calculation: the resulting personal inflation %, a coarse spend bucket (e.g. "1-2.5k"), and a one-way hash of your IP address. The IP hash lets us count unique users and detect abuse, and it is the same hash we use for page views and the WFH calculator. We do not store names, emails, or phone numbers against this event. No third party receives any of this data.

Angka perbelanjaan yang anda masukkan dalam kalkulator inflasi peribadi tidak disimpan. Pengiraan dibuat terus, hasil dihantar balik, dan input dilupakan sebaik sahaja respons keluar.

Apa yang kami simpan untuk setiap pengiraan: peratus inflasi peribadi yang dikira, julat kasar perbelanjaan (cth. "1-2.5k"), dan hash satu-arah alamat IP anda. Hash IP membolehkan kami kira pengguna unik dan kesan penyalahgunaan, dan ia sama dengan hash yang digunakan untuk page view dan Kalkulator WFH. Kami tidak simpan nama, emel, atau nombor telefon untuk rekod ini. Tiada pihak ketiga menerima data ini.

Petrol Price Tracker (/fuel) / Penjejak Harga Petrol

The fuel price page is read-only. No personal data is collected. We display DOSM's published weekly fuel prices and compute subsidy savings client-side (in your browser). No inputs are stored or transmitted.

Halaman harga petrol adalah baca-sahaja. Tiada data peribadi dikumpul. Kami paparkan harga petrol mingguan DOSM dan kira penjimatan subsidi di pelayar anda. Tiada input disimpan atau dihantar.

Income Rank Calculator (/income-rank) / Kalkulator Ranking Pendapatan

Income amounts you enter are not stored. The calculation runs server-side, the result is returned, and your input is discarded. We log only an anonymous event recording the percentile result and income band (B40/M40/T20), plus an IP hash for unique user counting. No names, emails, or phone numbers are stored.

Angka pendapatan yang anda masukkan tidak disimpan. Pengiraan dibuat terus, hasil dihantar balik, dan input dilupakan. Kami simpan hanya rekod anonim (persentil dan kumpulan pendapatan B40/M40/T20) serta hash IP untuk kira pengguna unik. Tiada nama, emel, atau nombor telefon disimpan.

Data Breach / Pelanggaran Data

In the event of a data breach that may cause significant harm, we will notify affected individuals and the Personal Data Protection Commissioner as required under the PDPA 2024 Amendment.

Sekiranya berlaku pelanggaran data yang boleh menyebabkan kemudaratan besar, kami akan memaklumkan individu yang terjejas dan Pesuruhjaya Perlindungan Data Peribadi seperti yang dikehendaki di bawah Pindaan PDPA 2024.

Your Rights / Hak Anda (PDPA 2010/2024)

Under Malaysia's Personal Data Protection Act 2010 (as amended 2024), you have the right to:

• Access your data — request a copy of what we hold.
• Correct inaccurate information.
• Portability — request your data be transferred to another service.
• Withdraw consent — unsubscribe from WhatsApp tips at any time.
• Delete your data — email us and we will remove your records.

Consent / Persetujuan

By using this website and submitting your information (calculator inputs, email, or WhatsApp number), you consent to the collection and use of your data as described in this policy. You may withdraw consent at any time by contacting us.

Dengan menggunakan laman web ini dan menghantar maklumat anda (input kalkulator, emel, atau nombor WhatsApp), anda bersetuju dengan pengumpulan dan penggunaan data anda seperti yang diterangkan dalam dasar ini. Anda boleh menarik balik persetujuan pada bila-bila masa dengan menghubungi kami.

Contact / Hubungi

Questions about your data? Email [email protected]